– Thank you for bringing this to our attention. We do not currently offer loans in New York. This communication is not from Advance America. For more information on this incident, please contact our customer service department at 1-844-562-6480. For more information on how to protect yourself from such scams, see advanceamerica.net/privacy-and-terms/security-information Payday loans are illegal and are not available to consumers in some states. Payday loans usually have very high interest rates and bear the risk. As with any loan, consumers should have a clear understanding of the fees and terms of a payday loan before borrowing. I borrowed $500 and have already repaid almost $1500 and I still owe $560 for withdrawal. They told me that the state asks them to charge 75% interest. I have obtained several loans from them and I do not understand why it costs me so much. I live off SSI, so the money I paid for interest has made it barely survivable. I understand that they want to make money, but 75% interest doesn`t seem fair.
As soon as it is repaid, I will no longer get loans there. They rip people off. Advance America is a lending company that deals primarily with short-term loans. The company has a simple application process and disburses funds quickly. If you need money for an emergency, visit the Advance America website to see if you qualify for loan programs. [advanceamericacashadvancein@gmail.com] [adam.smith@unitedcashadvance.in] [americacashadv@gmail.com] [cashadvanceamericas@rocketmail.com] [cashadvanceinc1@aol.com] [cash.advance.america10000@gmail.com] [instantcashadvance8090gmail.com] [mike@legislator.com] [nick.thomas@smithloanassistance.com] [robertclark2717@gmail.com] [sheila.debtcolloctionsdept@gmail.com] [us.debtcollectionsdepartment@gmail.com] [www.pacificlegal.net] They do what they say – they lend you the money for a „payday loan“ and deposit it into your bank account the next business day, but they also take the money you owe them from your bank account the day before your paycheck is deposited into your bank account. Hence the term „personal loan“, which means a loan until your next pay or payment date. The result of Advance America withdrawing money I owed them from my bank account the „day before my payday“ resulted in an overdraft in my bank account. I would give a „zero“ rating if I had that option. Believe me, these installment loans are traps.
Don`t fall for it. You`d better borrow the money from family or a friend, even though it can be embarrassing for some people. The stress and harassment you would avoid is more than worth going with another option. These lending companies should be regulated on the amount of interest they can charge on a loan. Some are even more ridiculous than Advance America. In my opinion, it is a criminal act to charge people hundreds of per cent for loans. The only thing I can think is that the government is allowing this because it is taking advantage of it. To all my brothers and sisters, I advise you to find another way. Good luck. As for Advance America installment loans. I just want to share my experience with Advance America. I have been a loyal customer for many, many years for payday loans of up to $255 in CA.
Well, I made the mistake of getting an installment loan because I needed a little more money and that was a big mistake. This company is no different from any other that exploits vulnerable people in urgent financial situations. With a not-so-good credit. I never understand why you would want to spark interest in someone who is already financially vulnerable. Scams like these typically take the form of contacting residents who claim to have been pre-approved for a loan and then asking them to purchase a prepaid debit card or transfer money as a „processing fee“ or „bona fide deposit.“ In other cases, fraudsters attempt to collect an „unpaid“ microcredit debt, often threatening arrest or prosecution, or requesting personal financial information over the phone. The Washington State Department of Financial Institutions (DFI) warns consumers never to disclose information about non-public persons, such as social security numbers, credit card or bank account information, to individuals, websites, or businesses without first verifying their identity and license status.